Wildlife Habitat Council – 401 (k) Retirement Plan

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WHC offers a 401 (k) Retirement Plan to all eligible permanent employees. The waiting period before becoming eligible is the first ‘Entry Date’ following 12 months of employment. Entry dates are twice per year on January 1st and July 1st.

The plan is a Safe Harbor 401 (k) Plan. According to IRS 2018 contribution limits – Employees may defer up to $18,500 of income into the plan for 2018. Employees that are age 50 or higher may make an additional ‘Catch Up’ Contribution of $6,000 in 2018. Rollovers from previous retirement plans and IRA plans are permitted and do not limit the amount of new contributions that can be made to the plan.

Also be sure to designate a Beneficiary and as with all beneficiary designations keep it current if you experience a Life Event such as marriage, divorce, having children, etc.

Enrollment Materials

Enrollment Kit

Plan Documents

Summary Plan Description