Disclaimer

By using this web site you also must agree to the terms of use, please click here to review these terms. The information contained in this web site is provided as a service to you and is deemed to be current, correct and accurate. Every effort has been made to provide you with correct, current and accurate information. However, products and rates are subject to change without notice by the company offering the product. Please check with us at the time you are ready to apply for coverage or make your investment to be certain the quoted rates are still in effect. Kelley Insurance and Financial, it’s Principals and Owners, employees and successors shall be ‘released and ‘held harmless’ for any misinformation, omitted information, out dated information, or advise contained within this web site. Kelley Insurance & Financial does not give tax or legal advice, therefore consult your own tax and legal professional for questions pertaining to these issues. The information contained in this web site is not a substitute for professional advise and council and should not be acted upon without first contacting our office.

Do not terminate any in force insurance coverage or investment account until you have consulted with us personally and you have received written confirmation that the new insurance coverage (or investment) applied for has been formally approved (according to the terms originally agreed on). KI&F makes no representation or warranties that insurance coverage applied for will be issued. Final approval and rates for insurance products are determined using normal underwriting guidelines and practices of the company applied to. Final rates for ‘Employee Benefit Plans’ are determined by the ‘actual enrollment’ and the rates in effect at the time the enrollment is completed and submitted to the applicable company.

All plans and companies are not available in all States. Please check with us to verify availability of particular company(s) and/or product(s) in your State.